987 Cold Mountain Road
$3,250,000
3 bd 3 ba 2,338 sqft
987 Cold Mountain Road
Lake Toxaway, NC 28747
11 days on market
Property Type
Residential
Year Built
1973
Lot Size
Garage

About This Property

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake.

The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area.

Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

Property Details

Interior

Bedrooms
3
Bathrooms
3
Living Area
2,338 sqft

Exterior & Lot

Year Built
1973

Location

Subdivision
Lake Toxaway Estates
County
Transylvania
ZIP Code
28747

Financial

Listing Terms
Cash, Conventional
HOA Fee
$5,292/mo

Utilities

Sewer
Septic Installed

Schools

Elementary
T.C. Henderson
Middle School
Rosman
High School
Rosman

Interior Features

Open Floorplan, Storage

Appliances

Dishwasher, Dryer, Electric Oven, Microwave, Washer

Patio & Porch Features

Patio, Screened

Lot Features

Green Area, Level, Views, Waterfront

Location

Listing Information

MLS #
CAR4354164
Listing Agent
Amanda Jennings Gravley
Listing Office
Fisher Realty,Sapphire/Toxaway
Listed Date
Mar 15, 2026
Jonathan Jackson
Jonathan Jackson
Realtor®, Broker in Charge

Contact Jonathan Jackson About This Property

Interested in 987 Cold Mountain Road? Send us a message and we'll get back to you.

Your information will be kept confidential and used only to respond to your inquiry.